Seven Corners Trip Protection RoundTrip Choice Travel Insurance - 2023 Review
Seven Corners RoundTrip Choice Travel Insurance
- Strong Insurance Partner
- Strong International Coverage
- High Medical and Medical Evacuation Coverage
- Not Available in Some States
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If you’re traveling, you need comprehensive but affordable protection for you, your belongings, and your investment in travel expenses. Seven Corners Trip Protection RoundTrip Choice Travel Insurance is one possible solution. With $500k of Travel Medical Cover, and $1 million in Medical Evacuation Protection, Seven Corners Trip Protection RoundTrip Choice Trip Insurance is an excellent choice for international travelers.
Seven Corners Travel Insurance: What is Trip Protection RoundTrip Choice Travel Insurance?
Trip Protection RoundTrip Choice Travel Insurance is an affordable yet highly comprehensive trip insurance policy from Seven Corners. This policy provides protections for trip costs, medical costs, and costs associated with lost or damaged luggage for your entire family.
Trip cancellation cover pays for 100% of your non-refundable prepaid trip costs up to $100,000, while trip interruption benefits provide up to 150% of your trip costs. Trip delay and missed connection/cruise compensation benefits are $2,000 ($200/day) and $1,500 ($250/day) respectively. Lost, stolen, or damaged baggage and effects are insured for up to $2,500, and baggage delays of 6 hours or more are insured for $500.
On the medical side of things, Trip Protection RoundTrip Choice provides $500,000 in emergency medical expense coverage, with an additional $1 million in emergency evacuation or repatriation of remains. Common carrier AD&D is covered up to $40,000 and 24-hour AD&D is covered up to $20,000 each. Another benefit is $20,000 for political evacuation, and there are additional benefit options to insure against flight accidents, rental car damage, and compensation for ski or golf holidays canceled due to bad weather.
Importantly, a Pre-Existing Medical Condition Exclusion Waiver is available to those travelers who purchase a policy within 20 days of initial trip payment or deposit. Note that a traveler must insure all non-refundable prepaid trip costs to be eligible for the Medical Waiver. Any subsequent trip costs must also be insured within 20 days of payment to maintain the Medical Waiver.
Seven Corners Travel Insurance Review: What’s Missing From Trip Protection RoundTrip Choice Travel Insurance?
There are several baggage exclusions for items such as electronics and personal medical equipment.
Coverage for job termination and layoff is included, but work vacation cancellation is only available as an optional extra.
This insurance won’t cover trips to the Islamic Republic of Iran, the Syrian Arab Republic, or Cuba, Additionally, it’s not available to anyone living in the states of Missouri, New York, Pennsylvania, or Washington.
Trip Protection RoundTrip Choice Travel Insurance Benefits
Trip Cost Protection
Trip Cancellation - 100% of Trip Cost up to $100,000
Covers your non-refundable, prepaid trip cost if you are unable to take your trip due to a covered reason.
Trip Interruption - Up to 150% of Trip Cost
Covers the non-refundable, unused portion of your prepaid trip cost and the additional cost to return home or rejoin your trip due to a covered reason.
Trip Delay - $2,000 ($250/day)
Pays for additional transportation, meals, accommodations, and non-refundable, unused prepaid expenses if you are delayed six (6) or more hours en route to/from your trip. (Separate coverage reasons apply.)
Missed Cruise/Tour Connection - $1,500 ($250/day)
Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of three (3) or more hours. Also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour. (Separate coverage reasons apply.)
Emergency Medical Expense - $500,000
Covers medical treatment for a sickness or injury that occurs during your trip.
Emergency Medical Evacuation/Repatriation - $1 million
We will transport you to the nearest appropriate medical facility if medically necessary and return your remains to your residence or burial place if you die while traveling. If you are hospitalized for more than seven (7) days, we will 1) transport dependent children home if they are traveling with you, and 2) send a person chosen by you to/from your bedside if you are traveling alone.
Lost, Stolen or Damaged Baggage & Personal Effects - $2,500 ($250/item)
Baggage Delay - $500 ($100/day)
Covers checked bags for flights on the way TO destinations if delayed more than sic (6) hours. (This is secondary to other coverage.)
Pet Kennel - $500 ($100/day)
Pays for additional kennel fees if you are delayed past the scheduled return date for at least six (6) hours en route home. Pet must have been placed in a licensed commercial kennel for the duration of the trip.
Accidental Death & Dismemberment (AD&D)
24-Hour AD&D - $20,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.
Common Carrier AD&D - $40,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident that occurs when you are riding, boarding, or alighting from a common carrier.
Political Evacuation - $20,000
This benefit pays to transport you to the nearest safe place or to your primary residence if you must leave your trip because a Travel Advisory or Travel Warning is issued by the U.S. State Department for you to leave a country you are visiting due to 1) civil, military or political unrest, or 2) you being expelled or declared persona non grata by a country you are visiting. This benefit is not available if a Travel Advisory or Travel Warning is issued before your arrival in that country or if the country is listed as an Excluded Country before your arrival there. Benefits are payable only if arrangements are made by Seven Corners Assist.
Pre-Existing Medical Condition Waiver
Pre-existing conditions are normally excluded from coverage. However, the exclusion is waived if you buy the Trip Protection RoundTrip Choice within twenty (20) days of your initial trip payment or deposit and you insure all nonrefundable prepaid trip costs. You must also insure the cost of all subsequent travel arrangements added to your trip within twenty (20) days of the payment date for each of those arrangements.
Trip Cancellation And Interruption Covered Reasons
- Sickness, Injury or Death
- Jury Duty
- Court-Ordered Appearance
- Traffic Accident
- Residence Uninhabitable
- Felonious Assault
- Military Duty for Natural Disaster Relief
- Terrorist Incident
- Level 4 or Higher Travel Alert Issued by US State Dept for Destination (must occur within 30 days of scheduled departure)
- Job Transfer Over 100 Miles
- Involuntary Job Termination (1 year of continuous service required)
- Natural Disaster
Applying for Trip Protection RoundTrip Choice Travel Insurance from Seven Corners Trip Insurance
Seven Corners Travel Insurance makes it easy to apply for Trip Protection RoundTrip Choice, thanks to its interactive website. Simply fill out a quick online form, click the Get Quote button, and you’re on your way to securing this trip insurance.
Meanwhile, if you have questions that haven’t been answered here, you can chat live with a Seven Corners customer service rep, call them on the telephone, or even simply send an email.
Review of Seven Corners Trip Insurance Company: Trip Protection RoundTrip Choice Travel Insurance Overall Rating
Trip Protection RoundTrip Choice is an excellent higher-end trip insurance choice for anyone who wants comprehensive protection at an affordable price. While there are some exclusions for coverage, such as for extreme sports, the policy provides exceptional coverage for most travelers’ activities. Always check the policy document to ensure you know its limitations before deciding if this insurance policy is right for your travel needs.
This article has been written for review purposes only and does not suggest sponsorship or endorsement of AARDY by the trademark owner.
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